Danielle R. Panter
Hurley, Toevs, Styles, Hamblin & Panter, PA
4155 Montgomery Blvd NE
Albuquerque, NM 87109
I have 35 years of employee benefits/ERISA planning experience on a broad range of questions and types of plans for a diverse client group. Clients include private companies, tax-exempt organizations, churches and governmental entities. I provide advice and guidance on: corrections (self-correct and Voluntary Correction Program); 401(k), 403(b), 457(b), 457(f), and SEPs document drafting, design and amendment; compensation limits; excess contributions; eligibility; nondiscrimination; controlled groups; anti-cutback; assignments; distributions; benefit claims; retiree medical; domestic relations orders; policies and contract review; mergers and acquisitions; and defense of Affordable Care Act proposed penalties. I help clients build plans for: nonqualified deferred compensation (top-hat elective deferral and SERPs); non-statutory stock options; bonuses; health, life, and dental insurance; cafeteria plans – employees choose their health and welfare benefits; wraps – combine several plans for single plan ERISA compliance and reporting; health reimbursement arrangements; paid time off; and severance plans.